About Us
Bowen University Staff Cooperative Investment & Credit Society Limited
It is our great pleasure to welcome you to Bowen University Staff Cooperative Investment & Credit Society Limited. The society was formed with the vision of improving the welfare of members and providing a financial leverage and support for members to meet their needs. The creation of this site is one of the various steps being taken to achieve these and to further foster our dear society. You are welcome!
What We Do
Bowen University Staff Cooperative Investment & Credit Society Limited prides itself in providing quick turnaround loan/credit facilities to her members within shortest period of time. Simply put, we offer Sharp, Swift, Easy and Flexible Personal Loans.
We also offer saving and investment opportunities to her members.
Memberships
Membership is opened to all staff of Bowen University.
Administrators
It has over the years enjoyed good management from professional, efficient and transparent executive teams.
Growth
It has continue to experience growth year after year on her operations and giving support to her members.
In working together, we strive to improve economic condition of our members and to provide facilities for better living condition as well as carrying out work of common economic interest and benefit.
Our Principles
Honesty & Transparency : Managed by team of individuals who lace vaules on their intergrity and in the discarge of their duties.
Social Responsibility : While working together to achieve greatness we also consider our environment and give support to the society.
Caring for Members : We help members achieve their developmental aspirations by giving prompt and adequate attentions to their financial needs.
Products
We have a range of products our members can subscribe to according to their financial strength.
SAVINGS PLAN
This plan is compulsory for all members, it helps us become financially secure and provide a safety net in case of an emergency.
PURCHASES
Essential commodities are being sold to members on quarterly basis at competitive wholesale price.
INVESTMENT
Funds are invested in various businesses that bring returns.
LOANS
Credit facility in form of loans are given to members at a very low interest rates. Types of Loan includes: Consumable Loan, Household Loan, Christmas Loan.
LAND
The scheme allows members to own plots of land & pay later through pre-agreed convenient repayments.